Restaurant’s COVID-19 Claim Survives Motion to Dismiss

    The insurer’s argument that the insured restaurants’ claim for business interruption due to COVID-19 should be dismissed because there was no physical damage to the structure was rejected by the federal district court in Alabama. Serendipitous, LLC v. Cincinnati Ins. Co., 2021 U.S. Dist. LEXIS 86998 (N.D. Ala. May 6, 2021).     … Read more

Can you prepare for a life insurance medical exam?

Wondering how you can properly prepare for an insurance medical exam? We can help. by Michael Davis June 08, 2021  |   Life Insurance If you’re one of those rare people who took delight in taking their exams during school, congratulations, and tell us your secrets. For the rest of us, exams remain the stuff of nightmares, … Read more

How do we look?

Today, we’re excited to unveil a refreshed brand identity for Central Insurance, including an updated logo and a new tagline: Excellence is our policy.   These four words encompass the most fundamental of our core values as a company, honoring the trust you place in us each day.  This wasn’t a change we took lightly. … Read more

What Is Instant Life Insurance & Where To Find It Fast In 2021!

I know you are tired of all the websites that promise to give you no exam life insurance. However, when it’s time to apply for your “instant coverage” you usually end up going through an endless cycle of phone calls, filling out a ton of forms and usually no fast coverage. But what if I … Read more

Claim for Business Interruption Based on Government Orders Precluding Use of Property Survives Motion to Dismiss

    The court found that the insured hair salon and barbershop plausibly alleged an entitlement to coverage for lost business income when the government orders restricted use of the property as intended. Seifert v. IMT Ins. Co., 2021 U.S. Dist. LEXIS 103420 (D. Minn. June 2, 2021).      Plaintiff’s business was ordered to … Read more

How much does disability insurance cost?

As a rule of thumb, you can expect to pay between 1-3% of your annual salary for disability coverage, but there are a lot of factors that determine how much you’ll need to spend. by Diana Faddoul June 09, 2021  |   Disability Insurance Wondering how much you’ll need to spend on disability income insurance? The short … Read more

What Is PMI? Private Mortgage Insurance, Explained

Private mortgage insurance, or PMI, is a type of insurance that is used when you are in the home-buying or financing processes. It can be quite costly if you are required to purchase it, but you may be able to get rid of it or even avoid it altogether. What is private mortgage insurance? Unlike … Read more

Advantage Education Loan: 2021 Student Loan Refinance Review

State-based nonprofit lender Advantage Education Loans (AEL) offers three products to borrowers: The Advantage Education Loan The Advantage Parent Loan The Advantage Refinance Loan In this review, we’ll focus specifically on how the Advantage Refinance Loan works and the pros and cons of refinancing your student loans with Advantage. Read on to learn more. Advantage … Read more

Brazos Higher Education: 2021 Student Loan Refinance Review

Brazos Higher Education Service Corp. — also known as StudentLoans.com — is a Texas-based nonprofit lender. Brazos offers student loans, parent loans, and refinance loans to Texas residents with flexible repayment terms at lower interest rates than many of their competitors. In this review, we’ll focus specifically on what you need to know about refinancing … Read more

Citizens Bank: 2021 Student Loan Refinance Review

Citizens Bank offers a student loan refinancing program that is available to more borrowers than many of its competitors. Based out of Rhode Island, it offers loan options to U.S. citizens and noncitizens alike in all 50 states, as well as those who have graduated or left their program before completing their degree. Read on … Read more