Does life insurance cover the coronavirus (COVID-19)?

As you might imagine, a lot of people have questions about how the coronavirus (COVID-19), and all that has come with it — from vaccine boosters to new variants like Delta and Omicron — might impact their life insurance policy, or their life insurance application. Given everything, you might be wondering if your life insurance … Read more

Best Workers Comp Insurance In South Dakota For Your Business (rates from $42/month)

How Much Is Workers Comp Insurance In South Dakota? The median for worker’s comp insurance in South Dakota is $42.00 per month or $504 per year. In SD, workers’ compensation insurance costs may differ significantly depending on several criteria, such as the sort of business you run, its location, and your safety record. Who Has The … Read more

Summary Judgment Granted to Insurer for Hurricane Damage

    The insurer’s motion for summary judgment, contending there was no coverage for hurricane damage, was granted. Laurence v. Liberty Ins. Corp., 2021 U.S. Dist. LEXIS 227807 (S.D. Texas Nov. 29, 2021).      When Hurricane Harvey hit, Mike Laurence held a homeowner’s policy from Liberty Insurance Corporation and a contractor policy for his … Read more

Who needs a 30-year term life insurance policy?

So you’re thinking about getting a term life insurance policy. Smart move! Of course, now you have to decide how long you want your term life insurance to last. Although some people might benefit from a term life insurance policy that lasts for only 10 or 20 years, you’re here because you’re thinking about locking … Read more

Best Workers Comp Insurance In Minnesota For Your Business (rates from $16/month)

How Much Is Workers Comp Insurance In Minnesota? The median for worker’s comp insurance in Minnesota is $16.00 per month or $192 per year. In MN, workers’ compensation insurance costs may differ significantly depending on several criteria, such as the sort of business you run, its location, and your safety record. Who Has The Cheapest … Read more

New York Court Denies Injunction to Prevent Out-of-State Suit

    The Appellate Division of the Supreme Court refused to grant an injunction to the insurer to prevent a pending suit in Washington state. North Am. Elite Ins. Co. v. Space Needle, LLC, 2021 N.Y. LEXIS 6792(N.Y. App. Div. Dec. 2, 2021).     In 2019 Seattle based Space Needle, LLC procured a policy … Read more

Start the New Year with a Personal Policy Checkup

With the turning of the calendar, it’s time to start taking inventory on everything from personal habits to household budgets to — you guessed it — insurance coverage. As you start tackling your list in the new year, remember to review and update your insurance policy — especially if you received valuable gifts during the … Read more

How Many Workers Comp Claims Happen Per Year? Plus Over 27 Workers Compensation Statistics For 2022!

Workers’ compensation insurance is accident coverage paid by employers. If you are injured or sickened on the job, you may receive benefits to cover medical bills or rehabilitation costs. Workers’ compensation also covers partial lost wages if you miss work. Some policies also provide death benefits if you’re killed on the job. Workers’ compensation insurance only … Read more

Issues of Fact Prevent Insurer’s Summary Judgment Motion in Collapse Case

    The insurer’s effort to dismiss the insured’s collapse case by motion for summary judgment failed. Bitters v. Nationwide Gen. Ins. Co., 2021 U.S. Dist. LEXIS 228523 (E.D. Pa. Nov. 30, 2021).      The insured alleged that there was a “sudden and accidental direct physical loss” to his home caused by collapse due … Read more

Join thousands of customers who love Haven Life

People don’t expect to feel good about their life insurance. At best, they might feel indifferent. Happy to have it. Satisfied it’s off their to-do list. Content to never think about it again. And for about 100 years or so (yes, that’s how long the life insurance industry has been around), that was good enough. … Read more