Who needs a $500,000 life insurance policy?

Learn how much a $500,000 term life insurance policy will cost, and ask these questions to determine if it’s the right amount of coverage for you. by Louis Wilson October 14, 2021  |   Life Insurance While we would never call you average, we thought you might want to know that, according to a Georgetown University study, … Read more

HO3 vs HO6 Home Insurance Policy // What’s The Difference?

There are only a few types of policies that are actually for your home and learning how they work isn’t hard. In this post today, I will go over the differences between HO3 and HO6 homeowners insurance, how they work and how to choose between the two. What’s An HO3 & HO6 Insurance Policy Before we can … Read more

How to replace or cancel your whole life insurance policy

Getting a life insurance policy is a little like getting married — it’s a serious, long-term commitment between you and the love of your life (what, you don’t describe your insurer that way?). And, in the case of a whole life insurance policy, it’s literally ‘til death do you part. Unfortunately, as we all know, … Read more

Mortgagors Seek Coverage Under Mortgagee’s Policy

    The mortgagor homeowners survived a motion to dismiss their claim for coverageunder the lender’s property policy after their home suffered hurricane damage. Gary v. Am. Sec. Ins. Co., 2021 U.S. Dist. LEXIS 100010 (W.D. La. May 26, 2021).      Plaintiffs’ home was mortgaged by Pennymac Loan Services, LLC. Pennymac held a property … Read more