How Many People Have Homeowners Insurance In The US? Plus 31 Home Insurance Stats!

With nearly 80 million homeowners in the United States, you would be shocked to know that 95% of them have some form of homeowners insurance, yet 60% of them are underinsured. This means that some 45.6 Million households are still at risk if they suffer a covered loss on their home. In this post we … Read more

Forum Selection Provision Not Binding in Louisiana

    The insurer’s motion to dismiss based upon the policy’s forum selection provision was denied. Oak Haven Mgmt., LLC v. Starr Surplus Lines Ins. Co., 2021 U.S. Dist. LEXIS 171611 (W.D. La. Sept. 9, 2021).     The insured retirement home suffered property damage from Hurricane Laura and Hurricane Delta. After disagreements with Starr … Read more

Who needs a $500,000 life insurance policy?

Learn how much a $500,000 term life insurance policy will cost, and ask these questions to determine if it’s the right amount of coverage for you. by Louis Wilson October 14, 2021  |   Life Insurance While we would never call you average, we thought you might want to know that, according to a Georgetown University study, … Read more

Cybersecurity 101

October is Cybersecurity Awareness Month, a national effort to raise awareness about the importance of cybersecurity and ensure that Americans have access to the resources they need to be more secure online.  Whether you’re a small business engaged in online marketing or simply utilizing services like Instagram and Facebook in your personal life, cybersecurity is … Read more

Alternatives To Long Term Care Insurance In 2021 (Plus Tips)

Getting older is inevitable—lacking the financial means for long-term care isn’t. Long-term care insurance is an excellent way to ensure you’ll have the proper assistance when you need it.  However, There are good alternatives to long-term care insurance in 2020.  Each of those opportunities has its advantages and disadvantages, and no single option is going … Read more

Hawaii Federal District Court Remands Coverage Action

    The Federal District Court for the District of Hawaii remanded the coverage case to state court after applying the Brillhart and Dizol factors. HK Holdings, LLC v. Avemco Ins. Co., 2021 U.S Dist. LEXIS 174039 (D. Haw. Sept. 14, 2021).      HK Holding was a limited liability company organized and existing under the … Read more

How to buy affordable term life insurance online

Buying term life insurance online has never been faster, easier or more affordable. Here’s how to do it. by Nicole Dieker October 12, 2021  |   Life Insurance On the one hand: In the 21st Century, it’s not exactly news that you can get a life insurance policy through the magic of the internet. On the other … Read more

Pet Health Insurance | Everything You Need To Know In 2021!

I’m sure that you can agree with me when I say that pet health insurance seems to be extremely hard to understand and probably even more frustrating to purchase. But get this:  It turns out that pet health insurance has a framework similar to traditional health insurance and it doesn’t change. Once you learn it, … Read more

Contractor Entitled to Continued Defense Against Allegations of Faulty Construction

    The U.S. District Court found that the contractor was entitled to a defense in the underlying state court action. Pa. Nat’l Mut. Cas. Ins. Co. v. Zonko Builders, 2021 U.S. Dist. LEXIS 168855 (D. Del. Sept. 7, 2021).     Zonko was the general contractor for building the Salt Meadows Townhomes Condominium. This included … Read more

What is renewable term life insurancenic

Are you considering term life insurance? If so, you’re on your way to taking an important step that could help provide essential financial benefits to your loved ones. But what kind of term life insurance policy should you choose? You might be wondering if an annual renewable term life insurance policy is right for you … Read more